UFO Abduction Insurance!

While fladoodling around on the internet the other night, looking for information on motorcycle insurance, I got bored and began to look for coverage policies on other things... meteor strikes, foreign invasion, animal damage...

...UFO ABDUCTIONS??

That's right, folks! Most of you may have heard of this before, but I was shocked to find that many (if not most) large insurance companies offer alien abduction insurance! Ummm... what? Am I missing something here? I understand the workings of supply and demand, but have there honestly been THAT many people demanding UFO abduction insurance, just on the off-chance that they are chosen to be swooped up in the next wave of alien experimentation on humans?

Here's a Wikipedia link about it:

http://en.wikipedia.org/wiki/Alien_abduction_insurance

In the above wiki article, it says that the Heaven's Gate people all purchased UFO abduction insurance right before their mass suicide. The insurance company didn't pay off, though... I wonder if there's a way to prove that the cult peoples' souls actually DID get picked up by their alien spacecraft?

The world may never know.

----The Blind Prophet